價格：免費
更新日期：2019-08-08
檔案大小：7.7M
目前版本：5.8
版本需求：Android 4.1 以上版本
官方網站：https://www.i2ifunding.com
Email：investment@i2ifunding.com
聯絡地址：Suite No 207, C-104, C Block Sector 65, Noida, U.P. - 201301
Download i2iFunding Investor’s App to register as a P2P Lending investor and get an opportunity to earn high returns by lending money to verified borrowers.
P2P Lending - An Opportunity to Earn High Returns
✔️ Earn up to 30% Returns on Investment
✔️ Diversify risk by lending money to multiple borrowers
✔️ Generate Steady Income Through EMI
✔️ Diversify your investment beyond traditional asset classes
About i2iFunding:
i2iFunding is a Fintech start-up, which was founded in Oct-2015. We are one of the pioneers of Peer to Peer Lending in India. Since inception, we have grown at a very fast pace and has become one of the safest, most trusted and innovative Peer to Peer (P2P) lending platforms in India. We have offices in Noida, Delhi, Bangalore, and Mumbai. We have applied for the P2P-NBFC license with RBI.
App Features:
✔️ An investor can fill up the simple application form and become registered Investor at our platform.
✔️ Registered investors would be able to view profiles of active borrowers who have been verified and approved by i2iFunding.
✔️ Registered investors would be able to invest in the profile of active borrowers and see the overview of their investments.
✔️Registered Investors will get an auto notification, as soon as a new borrower is made live.
Sign Up Process:
Fill up personal details, PAN and Aadhar number, mobile number and email address.
Pay registration fees of Rs. 500+18% GST = Rs 590.0 (Non Refundable)
Provide address and employment details.
Upload copy of PAN and Aadhar card.
Provide Bank details which will be used for transactions.
Investment Amount Limits:
After registration, investors would be able to invest up to Rs. 50,000 without paying any additional fees.
Minimum investment amount in a single borrower is Rs. 5,000 and the maximum amount is Rs. 50,000.
Overall investment limit is Rs. 10 Lakhs across all P2P Lending platforms.
Investment Process:
Create Investor's Account - To begin lending, investors should first create an ‘Investor Account’ by filling registration form either on the web or mobile app.
Review profiles of "Active Borrowers" - To start lending, an investor simply needs to browse the 'Active Borrowers List' and review the detailed profile of listed borrowers. Approved Loan amount, interest rate and tenure are mentioned along with the detailed profile of each borrower.
Commitment to Lend Money - Investors can select borrowers as per their risk appetite and investment preference and then make a commitment to lend money to those borrowers by clicking on "Invest Now" button and entering "Investment Amount".
Physical Verification of borrower and Documentation - Once loan proposal is fully funded; i2i conducts physical verification of the borrower. Post successful verification, a legally binding agreement will be signed between the investors and the borrower. (Feature available only on website)
Disbursal of Funds - Once loan agreement has been signed and physical verification process is successfully completed, investors need to transfer funds to the Escrow account for disbursal (Non-interest bearing) to complete the investment. Investors will have to add our escrow account as a beneficiary in their net banking only once. Investors can transfer funds through any of the following modes from an Indian bank – NEFT, RTGS or IMPS.
Repayments and Monthly Cash Flow –
Every month EMI/Due amount is auto deducted from Borrower's Bank Account to the Repayment Escrow Account of i2ifunding through NACH mandate. Total repayment amount collected from borrowers in Repayment Escrow Account is transferred to respective investors’ bank account every month on the first working day after 10th. Subsequent collections after 10th are transferred to investors’ bank account on the 1st working day after 20th and last day of the month.
